The rise of AI-driven scam detection platforms like neilyanto.com has shed light on a rapidly spreading online phenomenon — fake earning platforms disguised as NFT investment hubs.
One of the most recent platforms flagged is FNN03.VIP.com, also known as FintechNewNexus.
Marketed aggressively through private messages, Telegram groups, and social media, FintechNewNexus lures users into believing they can earn daily income through NFTs, sweepstakes, and inviting friends. But is it truly a breakthrough in fintech innovation or just another trap?
This full investigation uncovers everything — how it works, its fake earnings logic, red flags, and most importantly, proof that it operates as a deceptive scheme.
Upon visiting fnn03.vip.com, users are prompted to register and are promised a $20 bonus. The process appears simple:
But behind this seemingly modern UI is a deeply concerning structure.
The site showcases 9 levels of NFTs. Each tier offers fixed daily “income,” with no real blockchain logic. Here's their matrix:
| Level | Price | Daily Earning | Total Return (300 days) |
|---|---|---|---|
| NFT1 | $20 | $0.10 | $30 |
| NFT2 | $30 | $1.20 | $360 |
| NFT3 | $60 | $3.00 | $900 |
| NFT4 | $100 | $7.00 | $2,100 |
| NFT5 | $300 | $25.00 | $7,500 |
| NFT6 | $800 | $75.00 | $22,500 |
| NFT7 | $1,500 | $140.00 | $42,000 |
| NFT8 | $2,500 | $240.00 | $72,000 |
| NFT9 | $5,000 | $500.00 | $150,000 |
🔍 Red Flag: All earnings are hardcoded. JavaScript files confirm no smart contract or blockchain interactions — meaning the income is simulated by the system, not verifiable on-chain.
To attract new users, FintechNewNexus offers a 90% team commission scheme:
🧠 The actual earnings rely heavily on getting others to join. This pattern mimics MLM/Ponzi structures, where money flows from new investors to earlier ones.
JavaScript code from the platform shows that lottery results are controlled using Math.random() — a basic programming function that has no link to verifiable, secure, or blockchain-based random number generation.
Extracted JavaScript code from the platform's IP (fnn01.vip.zip) confirms:
The platform uses classic scam psychology:
“The domain fnn03.vip.com raises significant concerns… shows signs of scam-like behavior and lacks transparency.”
— NeilYanto.com AI Review System
The platform received a strict NOT APPROVED classification due to:
vip.com using a subdomain structureHere’s what you should do:
✅ This platform is not a legitimate fintech opportunity.
It’s a scamware tool engineered to look like a crypto earning app — but with zero decentralization or transparency.
Stay away from fnn03.vip.com / FintechNewNexus.
Report it. Warn others. Protect your money.
Use tools like:
🔎 https://neilyanto.com – AI Scam Detector
📤 SEC Philippines – Report investment scams
🧠 Follow responsible YouTubers and bloggers who expose fraud
Knowledge is your best defense.
Don’t let the word “NFT” or “VIP” fool you. Ask questions, analyze the code, and use scam detectors like neilyanto.com.
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